Police Clarifies Role in Third-Party Insurance Enforcement, Warns Against Misinformation
Globaltimes 
The Nigeria Police Force (NPF) has addressed misinformation circulating online regarding its involvement in issuing third-party motor insurance.
The Force clarified that it does not issue insurance policies but is only responsible for enforcing compliance with the law.
In a statement issued by the Force Public Relations Officer, ACP Olumuyiwa Adejobi, on February 1, 2025, the police cautioned social media influencers and activists against misleading the public on the ongoing enforcement of third-party motor insurance policies.
Police Do Not Issue Insurance Policies
The statement stressed that some social media figures have wrongly accused the police of using the enforcement exercise as a means to generate revenue.
It clarified that the police’s role is strictly enforcement, while obtaining insurance remains the responsibility of vehicle owners through registered insurance companies.
“The Nigeria Police Force wishes to emphasize that it does not issue third-party insurance as it has been misconstrued by some individuals.
The responsibility for obtaining this mandatory insurance lies with vehicle owners through their respective insurance companies.”
The Force further stated that it began enforcing third-party insurance compliance on February 1, 2025, to improve road safety and ensure accident victims’ rights are protected.
Police Caution Against Spreading Misinformation
The police also warned against the spread of false information regarding insurance enforcement, emphasizing the importance of accurate reporting to prevent confusion among motorists.
“In light of this enforcement, the Force therefore cautions social media influencers and activists against spreading misinformation regarding insurance policies as the police is solely for the enforcement, not the issuance of the insurance cover.”
The police urged the public to rely on credible sources for information, noting that misconceptions could lead to non-compliance and potential legal consequences for motorists.
“Dissemination of accurate information is vital to prevent misleading the public, while misconceptions can eventually lead to non-compliance and potential legal repercussions for motorists.”
Importance of Compliance
Third-party motor insurance is a mandatory policy designed to protect road users in case of accidents.
The police’s enforcement of this law aligns with national road safety regulations and ensures accident victims receive the necessary financial protection.
With this clarification, motorists are advised to comply with the law by obtaining valid third-party insurance from licensed insurers to avoid penalties